Ashcombe advises Bank and Clients Plc on its restructuring


Ashcombe is pleased to announce that it has advised Bank and Clients plc (“B&C”) on its restructuring, including the sale of a £100m mortgage portfolio to Tandem Bank Limited.

Ashcombe has been working with B&C, a fully licensed UK bank, since June 2019. In January 2020 the shareholders of B&C entered into an agreement to sell 100% of the shares in B&C to Al Ahli Bank of Kuwait (ABK). However, due to the pandemic, ABK was unable to obtain timely approval for the transaction from the Central Bank of Kuwait. Ashcombe then advised B&C on the sale of a £100m mortgage portfolio.

Lord Strathclyde, Chairman of Bank & Clients, said: “Ashcombe provided outstanding advice and support to B&C in difficult circumstances. The successful sale of the mortgage portfolio means we were able to achieve our restructuring plan.

Paul Goodwin, Partner at Ashcombe, added:

We have a long track record of working on complex transactions in the UK banking sector. In a difficult macro environment I am pleased that we were able to provide B&C with the support required to achieve a successful restructuring.

This transaction adds to Ashcombe’s recent track record in financial services, including inter alia the sale of Lending Works to Intriva Capital, a $30m Series A funding round for Marshmallow Insurance and the sale of Cavendish Asset Management to Stonehage Fleming.

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